Car Loan
Cars today are a basic utility that everyone feels the need to own. You've been waiting patiently and saving for that purpose.
We offered you the opportunity to own a car that you would not dream to own a decade ago, offers tailor-made car loans with exclusive features both for salaried and self-employed persons.
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Up to 72 Months Repayment Period
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Flexible EMIs
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Attractive Interest Rates
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Easy documentation
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To add- Loan 90-100% of Quotation
Car Loan - Process
Why Choose Us
B Perfect, as name indicates, has the means and resources to make life comfortable and perfect secure for you. You may command our interest in your assignment to procure a car to make life easy for you. We are interested in your goodwill. Our loan professionals understand and predict the nature of your financial liquidity. Being aware of your troubles and travails of availing car finance for the new car you have in mind, makes us less fussy, and more capable of assistance. However, challenging your case, we will not turn our back on you. That's the reason why more than 150 well-known Banks and NBFCs have partnered with us.
High Value Loans
90% to 100% Finance Available
Low Interest Rates
Flexible Loan Tenures
Friendly EMIs
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Select the Product
Fill Out Application
Receive Sanction Letter
Approval of Loan
Loan Amount Disbursal
Car Loan - Benefits and Characteristics
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Finance for purchasing of both new and used cars.
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85% to 90% of on-road price available as finance. Some lenders also offer 100% finance depending on the vehicle on-road price.
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Loans tenures range from 1 year to 7 years.
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Loan value or loan amount up to three times your annual income also sanctioned.
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Instant finance also offered on select cars.
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Additional discounts and offers available on dealer or manufacturer-lender tie-ups.
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Purchased car acts as collateral until completion of loan repayment.
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Repayment structured on easy Equated Monthly Instalments
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Eligibility
Car Loan Eligibility Criteria
Cars today are a status symbol, as well as a utility that serves day-to-day purposes. Essential to your comfort and to the demands of time, your aspirations to own a car are now within reach. We at Ruloans have collaborated with several well-known banks and NBFCs to offer you an array of car finance solutions for a comfortable living
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Resident Citizens of Indian
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Minimum Age: 21 years
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Maximum Age: 60 years at Loan Maturity
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Resident Citizens of Indian
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Minimum Age: 21 years
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Maximum Age: 65 years at Loan Maturity
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Business: Minimum 2 years in Current Profession
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Minimum 1 year Business Vintage
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Documentation
Documents Required for Car Loan
Documents required for a Car Loan application are more or less the same, but may differ based on your Car Loan plan, the purpose of your loan, your individual credit profile, etc.
Identity Proof
01. Aadhaar Card
02. PAN
03. Voter ID
04. Passport
05. Driving License
Age Proof
01. Any of the above Identity Proof with Permanent Address
02. Birth Certificate
03. Bank Passbook
Residence or Address Proof
01. Electricity Bill
02. Telephone Bill
03. Post-Paid Mobile Phone Bill
04. Water Tax Receipt
05. Property Tax Receipt
06. LIC Policy Receipt
07. Recognized Public Authority Verification Letter
08. Sanction Plan
Additional Documents
Additional Documents Required for Salaried and Self-Employed Individuals
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Form 16 for last 2 years.
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Employee Identity Card
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Increment or Promotion letter, if applies recently.
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3 Months Salary Slips
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12 Month Salary Bank Account Statement
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Duration of Employment Evidence
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Appointment Letter
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Confirmation Letter
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Promotion Letter
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Increment Letter
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2 Years IT Returns with computation of income statement.