Personal Loan
By virtue of being an unsecured form of credit, you can avail a Personal Loan without pledging any collateral with minimal documentation, and easy eligibility criteria. This kind of instant loan does not have any end-usage restrictions, which means you could finance a royal wedding, a trip to your dream destination, renovate your home, deal with a medical emergency, or finance the expansion of your business.
We will connect you to a lending partner of your choice, and our team will take you through the process quickly with ease.
Different types of loans
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Debt Consolidation Loan
Consolidate all your debts in one place and ease your loan repayment with our Debt Consolidation Loan Product. Debt Consolidation Loan helps you combine all your outstanding loans and pay just one for your ease and convenience. Moreover, when you pay off all your outstanding loans, you can avail better interest rates and enjoy affordable EMIs with us.
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Up to Rs. 25 lakhs Instant Debt Consolidation Loan
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Up to 72 Months Repayment Period
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Flexible EMIs
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Attractive Interest Rates
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Easy documentation
Home Renovation Loan
Feel like sprucing up your nest? Look around, maybe that age-old furniture, bathroom fittings or electricals around need some do-up. Home Renovation can cost your arm and a leg especially when changes are substantial. Take a Personal loan for a much-needed makeover to glam up your nest and hike up its worth.
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Up to Rs. 25 lakhs Instant Home Renovation Loan
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Up to 72 Months Repayment Period
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Flexible EMIs
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Attractive Interest Rates
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Easy documentation
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Festival Loan
Bring the lights and grand celebrations & festivities in your home without worrying about your finances. Festival Loan product helps you celebrate your God, Hope & faith in a fulfilling way. Are you in a festive mood? Bring home joy and happiness with our Loan and make your festival bigger & brighter.
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Up to Rs. 25 lakhs Instant Festive Loan
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Up to 72 Months Repayment Period
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Flexible EMIs
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Attractive Interest Rates
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Easy documentation
For Government Employee
Ruloans bring in a special Loan Product for government employees, namely, a Loan for Government employees. Every government employee gets a collateral-free Personal Loan against his salary on better terms & conditions. So, there's more you get by being a government employee than just perks, because we value your contribution!
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Up to Rs. 25 lakhs Instant Loan for Government Employee Loan
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Up to 72 Months Repayment Period
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Flexible EMIs
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Attractive Interest Rates
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Easy documentation Marriage Loan
Have you placed your wedding in the shopping cart with exquisite location and dreamy décor? If yes, then you need not worry about ready funds to drive your wedding. Ruloans Personal Loan is tailor-made to host all your financial needs. A picture-perfect wedding demands expenses of various kinds including- caterer, venue, décor and more. To fund all your wedding needs, Ruloans assists you in meeting the right lender and borrow right!
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Up to Rs. 25 lakhs Instant Marriage Loan
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Up to 72 Months Repayment Period
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Flexible EMIs
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Attractive Interest Rates
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Easy documentation
Documents Required for Personal Loan
Documents required for a Personal Loan application are more or less the same, but may differ based on your Personal Loan plan, the purpose of your loan, your individual credit profile, etc.
Identity Proof
01. Aadhaar Card
02. PAN
03. Voter ID
04. Passport
05. Driving License
Age Proof
01. Any of the above Identity Proof with Permanent Address
02. Birth Certificate
03. Bank Passbook
Residence or Address Proof
01. Electricity Bill
02. Telephone Bill
03. Post-Paid Mobile Phone Bill
04. Water Tax Receipt
05. Property Tax Receipt
06. LIC Policy Receipt
07. Recognized Public Authority Verification Letter
08. Sanction Plan
Additional Documents
Additional Documents Required for Salaried and Self-Employed Individuals
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Form 16 for last 2 years.
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Employee Identity Card
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Increment or Promotion letter, if applies recently.
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3 Months Salary Slips
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12 Month Salary Bank Account Statement
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Duration of Employment Evidence
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Appointment Letter
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Confirmation Letter
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Promotion Letter
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Increment Letter
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2 Years IT Returns with computation of income statement.